• Costume Jewellery Vendors
• Clothing Accessory Vendors
• Craft Vendors
• Flower Vendors
• General Merchandise Vendors
• Sunglasses Vendors

• Broad Form Building, Equipment &/or Stock
  • Replacement Cost for qualifying risks/coverages
• Commercial General Liability
  • Limits available $1,000,000-$5,000,000
• Optional Coverages Include
  • Business Interruption
  • Crime
• • Contingent Business Interruption
• • Equipment Breakdown
• • Tenants Improvement
• • Non-Owned Auto
• • Tenants Legal Liability

1. Complete the Cart and Kiosk Application
2. Submit to quotes@odis.ca

Small to mid-sized

• Retail/mercantile operations
• Office operations
• Low hazard commercial operations
• $5,000,000 in-house property limits
• 100% or participation on a subscription

• Broad Form Building, Equipment &/or Stock
• Commercial General Liability
  • Limits available $1,000,000-$5,000,000
• Optional Coverages Include
  • Business Interruption
  • Crime
  • Contingent Business Interruption
  • Tenants Improvement
  • Non-Owned Auto
  • Tenants Legal Liability

1. Complete the Commercial Condo Unit Application
2. Submit to quotes@odis.ca

• Bingo Games
• Cancer Support Groups
• Community Groups
• Cultural Groups
• Networking Groups
• Walking/running groups

• Commercial General Liability,
  • Limits available $1,000,000 – $5,000,000
• Broad Form, Replacement Cost Property Coverage
• Optional Coverages Include
  • Business Interruption
  • Crime
  • Contingent Business Interruption
  • Tenants Improvement
  • Non-Owned Auto
  • Tenants Legal Liability

1. Complete the Community and Cultural Groups Application
2. Submit to quotes@odis.ca

• Chip Wagons
• Hot Dog Vendors
• Ice Cream Vendors
• Taco Stands
• Refreshment Vendors
• Takeout Restaurants

* No liquor receipts for any of the above

• Commercial General Liability
  • Limits available $1,000,000 – $5,000,000
• Broad Form Property Coverage
• Optional Coverages Include
  • Broad Form Building, Equipment &/or Stock
  • Business Interruption
  • Crime
  • Contingent Business Interruption
  • Tenants Improvement
  • Non-Owned Auto
  • Tenants Legal Liability

1. Complete the Takeout and Food Cart Application
2. Submit to quotes@odis.ca

• Small to mid-sized office exposures requiring premises liability, basic office contents and business interruption coverage
• This product does not cover products and completed operations, or professional liability

• Commercial General Liability
  • Limits available $1,000,000 – $5,000,000
• Broad Form, Replacement Cost Property Coverage
• Optional Coverages Include
  • Business Interruption
  • Crime
  • Contingent Business Interruption
  • Tenants Improvement

1. Complete the OL&T Office Package Application
2. Submit to quotes@odis.ca